Hard Money Loans

Are you in need of a short term loan to cover a momentary lapse in funds? If you can demonstrate substantial asset based personal worth as collateral for the loan, such as your home, then a Hard Money Loan may just be the quick fix you require.

What are They?

Hard money loans are typically secured on the sale value of the property and the loan amount is usually up to 70% of the sale value.

Private lenders in the UK provide hard money loans, however not every private lender is willing to provide this type of funding.

UK Property Finance have many years experience in the search and selection process of securing suitable Hard Money Loans and we understand that the traditional lending market continues to be consistently cautious against loaning money to historically poor credit customers.
Some lenders however are willing to offer hard money loans to asset rich cash poor borrowers especially if the Loan to Value Ratio is temptingly low.

Hard Money Interest Rates

Rates for a hard money loan are generally more expensive than traditional mortgages but can be a cheaper alternative due to the short term time of the loan.

UK Property Finance always listens sympathetically to each customer’s personal situation. In the strictest of confidence before providing an honest view of the available options.