HSBC Remortgage Calculator

UK Property Finance have access to a large number of lenders and products, meaning that we can often supply you a better rate remortgage than that of HSBC Bank. Use our quick and simple calculator below to calculate your repayment.

At UK Property Finance we provide a service that goes beyond the more mainstream mortgage comparison sites. Along with major remortgage providers like HSBC we also consider exclusive deals and discounts you won’t find on the High Street or any typical comparison site.

HSBC is one of the largest, oldest and most successful financial institutions of its kind worldwide. With a history dating back to 1865 HSBC has built a global customer base of more than 38 million customers in dozens of countries. Throughout much of its history HSBC has specialised in flexible and competitive mortgage deals for domestic and businesses. There’s also a dynamic portfolio of HSBC remortgage deals to consider.

HSBC remortgages are open to new and existing customers, promising competitive deals and flexible terms to suit most requirements. HSBC remortgage valuations are free of charge and the general HSBC remortgage process is relatively straightforward. The option of making additional payments and overpayments is also available subject to conditions. Remortgages at HSBC generally attach competitive interest rates and agreeable borrowing costs, though are exclusively available to applicants with strong credit histories and provable financial status.

How long does it take to remortgage with HSBC?

Timing. If you’re want to remortgage as your current fixed rate is set to expire, schedule your new mortgage to begin right after the fixed period finishes in order to prevent early payment fines. Mortgage processing might take 8 to 12 weeks, so avoid waiting until the last minute to apply.

Explore HSBC mortgage options

Looking for mortgage solutions in the UK? Consider HSBC, a renowned bank and financial services provider offering a range of mortgage options tailored to diverse needs, including first-time buyers, buy-to-let investors, and existing customers seeking competitive deals.

Discover more banking solutions: Beyond mortgages, HSBC provides an array of financial products and services, such as current and savings accounts, credit cards, and loans, catering to various financial requirements.

Trusted regulation: Rest assured, HSBC UK Bank plc operates under the oversight of the Prudential Regulation Authority and adheres to regulations set forth by the Financial Conduct Authority, ensuring a trustworthy banking experience.

Diverse mortgage offerings: HSBC’s mortgage portfolio encompasses options for first-time buyers, home movers, remortgagers, and buy-to-let investors, accommodating different stages of homeownership and investment ventures.

  • Empowering First-Time Buyers: With HSBC, aspiring homeowners can secure mortgage loans covering up to 95% of the property’s value, facilitating entry into the housing market with a modest 5% deposit requirement (maximum loan size of £400,000).
  • Seamless Home Moves: Existing HSBC mortgage holders have the convenience of transferring their current mortgage rate to a new property. Additionally, new customers seeking mortgage solutions for their next home can explore competitive deals with HSBC.
  • Later Life: A dedicated product range aimed at lending for over 60s, such as equity release.
  • Streamlined Remortgaging Process: Current HSBC mortgage customers can effortlessly transition to a new deal after their existing term, while new customers are also welcome to switch to a more favourable mortgage rate.
  • Tailored Buy-to-Let Options: For investors venturing into buy-to-let properties, HSBC offers mortgages covering up to 75% of the property’s value, subject to maximum lending limits and specific terms and conditions.

Efficient mortgage application journey

Begin your mortgage journey with HSBC by obtaining a Mortgage Decision in Principle, available swiftly through an online application process. Once secured, proceed to find your desired property and make an offer.

When ready to apply for a mortgage, HSBC offers flexible application options: over the phone, in-branch, or via their online platform. Opting for phone or in-branch applications grants you access to HSBC’s dedicated mortgage advisors for personalised guidance on options and to better understand the fees associated with such financial products.

Prepare the necessary documentation, including proof of identity, address, income sources, and mortgage deposit evidence, to support your application. Typically, the mortgage approval process, from application submission to offer reception, spans approximately two weeks.

Dynamic deals on competitive remortgages

Whether your current mortgage is coming to an end or you’d simply like to save money with a lower-cost loan, we’ll help you find an unbeatable deal at a price you can afford. Alongside this we also offer an exclusive remortgate calculator, allowing you to compare the remortgage rates to HSBC.

Remortgage Calculator

Our extensive market comparisons factor in major names like HSBC and an extensive panel of specialist lenders. What’s more, as a 100% independent service provider, you can count on our support being honest and objective at all times.

We provide HSBC comparison calculators to see what type of product works best for you and to provide more competitive lending rates than HSBC.

Whether you’re ready to go ahead or simply exploring the possibility of a remortgage we’d be delighted to offer you a free consultation. Call UK Property Finance anytime for more information, we are open 9am till 9pm.

See the below mortgage product repayment examples offered by UK Property Finance and see how our repayment compares to those similar products of HSBC Bank.

Remortgage Buy to Let Let to Buy
Property Value: £350,000 Property Value: £350,000 Property Value: £350,000
Interest Rate: 4.09% Interest Rate: 3.69% Interest Rate: 4.29%
Term (Years): 25 Term (Years): 25 Term (Years): 25
Down Payment: 15% Down Payment: 15% Down Payment: 15%
Your Deposit: £52,500 Your Deposit: £52,500 Your Deposit: £52,500
Mortgage Loan: £297,500 Mortgage Loan: £297,500 Mortgage Loan: £297,500
Monthly Payment: £1,585 Monthly Payment: £1,520 Monthly Payment: £1,618
Commercial Subprime Equity Release
Property Value: £350,000 Property Value: £350,000 Property Value: £350,000
Interest Rate: 7.99% Interest Rate: 5.25% Interest Rate: 5.74%
Term (Years): 25 Term (Years): 25 Term (Years): 25
Down Payment: 15% Down Payment: 15% Down Payment: 15%
Your Deposit: £52,500 Your Deposit: £52,500 Your Deposit: £52,500
Mortgage Loan: £297,500 Mortgage Loan: £297,500 Mortgage Loan: £297,500
Monthly Payment: £2,294 Monthly Payment: £1,783 Monthly Payment: £1,870

Poor credit mortgages and remortgages

Accessing a competitive mortgage or remortgage on the High Street with a flawed credit history simply isn’t an option. For example, if your financial history is poor, you may struggle to qualify for a remortgage with any mainstream lender.

If you’re in any way concerned about your credit history, we’re standing by to take your call. UK Property Finance works with an established network of flexible and dynamic lenders who may consider applications for bad credit customers. With UK Property Finance your imperfect credit history needn’t prevent you from getting a good deal on your mortgage or remortgage.

Book your honest obligation-free consultation with a member of the team at UK Property Finance today.

Bank Compare Rate
Bank of Scotland Bank of Scotland remortgages
Barclays Barclays remortgages
Halifax Halifax remortgages
HSBC HSBC remortgages
Lloyds Bank Lloyds Bank remortgages
Martin Lewis Martin Lewis remortgages
Masthaven Bank Masthaven Bank remortgages
Nationwide Nationwide remortgages
NatWest NatWest remortgages
Post Office Post Office remortgages
RBS RBS remortgages
Santander Santander remortgages
Tesco Tesco remortgages
Woolwich Woolwich remortgages
Yorkshire Bank Yorkshire Bank remortgages

Our Loan Comparison Services

Compare Bridging Loans | Compare Secured Loans | Compare Mortgages | Compare Remortgages | Compare Equity Release