Establish your eligibility without risking your credit status before taking your pick of competitive remortgage deals available. Use the form above, call UK Property Finance anytime for more information or drop us an e-mail, and we’ll get back to you as soon as possible.

What is the remortgaging process with NatWest?

Remortgaging involves switching your mortgage deal to a new lender, typically to avoid being placed on your current lender’s Standard Variable Rate (SVR) once your initial deal, which usually lasts 2–5 years, expires.

Is a solicitor required for remortgaging with NatWest?

If you’re transferring your mortgage to NatWest without changing homes, known as a standard remortgage, you’ll need to have a solicitor appointed by NatWest to qualify for free valuation and legal services.

How reliable is NatWest as a mortgage lender?

NatWest is well-regarded for providing competitive mortgage rates and potentially high income multiples. However, consider any associated mortgage fees. While fee-free options exist, they may come with higher interest rates, meaning you ultimately pay more in the long-run.

Explore NatWest mortgage offers

NatWest, one of the UK’s largest and most popular financial institutions, is a member of the Royal Bank of Scotland Group. They were credited with the introduction of some of the most important innovations of modern banking such as telephone banking.

NatWest remortgage deals are available for existing customers and new applicants. The NatWest remortgage process is kept relatively simple and straightforward with interest rates and borrowing costs varying from one applicant and remortgage type to the next. Occasional incentives are available for new and existing customers, such as a free NatWest remortgage valuation and a prize draw with a £10,000 cash prize available. All remortgage loans are issued subject to heavy credit checks and financial status checks.

NatWest, also known as National Westminster Bank, presents a diverse array of mortgage options tailored to your needs. Whether you’re a first-time buyer, a seasoned home mover, a shrewd remortgager, or a savvy buy-to-let investor, NatWest has you covered. Choose from fixed-rate, standard variable-rate, tracker, and offset mortgages, alongside specialized interest-only and buy-to-let options. Plus, simplify your financial strategy with NatWest’s remortgaging solutions.

A diverse mortgage portfolio from NatWest

Already a proud owner of a residential mortgage with NatWest? Unlock the potential to enhance your home by borrowing more against your existing mortgage.

But wait, there’s more! NatWest goes beyond mortgages, offering a suite of financial products including bank accounts, savings accounts, loans, investments, and beyond.

Rest assured, National Westminster Bank Plc operates under the watchful eye of the Prudential Regulation Authority and the Financial Conduct Authority, ensuring your peace of mind.

• Unlock your dream home with 95% mortgages: For aspiring homeowners, NatWest extends a helping hand with 95% mortgages, enabling first-time buyers to step onto the property ladder with just a 5% deposit.
• Seamless transitions with portable mortgages: Transitioning to a new abode? NatWest simplifies the process with portable mortgage deals, catering to both existing and new customers alike.
• Revamp your mortgage with remortgaging: Elevate your mortgage experience with NatWest’s remortgaging options. Existing NatWest customers can seamlessly transition to a new rate, while those currently with another lender can effortlessly switch to NatWest.
• Maximise returns with buy-to-let mortgages: For savvy investors, NatWest offers buy-to-let mortgages featuring ‘capital and interest’ or interest-only repayment options, available on both fixed-rate and tracker deals.

Beyond the high street

Before applying for a NatWest remortgage we strongly suggest comparing the UK mortgage market first. Depending on your requirement and current financial situation you may find that the ideal remortgage package can be found beyond the usual High Street giants. NatWest offers an extensive range of flexible and competitive remortgages, but they may not necessarily be the best remortgage deal for you.

NatWest remortgage deals are available for existing customers and new applicants. The NatWest remortgage process is kept relatively simple and straightforward with interest rates and borrowing costs varying from one applicant and remortgage type to the next. Occasional incentives are available for new and existing customers, such as a free NatWest remortgage valuation and a prize draw with a £10,000 cash prize available. All remortgage loans are issued subject to heavy credit checks and financial status checks.

Getting the best deals

We provide NatWest comparison calculators to see what type of product works best for you and to provide more competitive lending rates than NatWest.

• NatWest Bridging Loan
• NatWest Mortgage
• NatWest Secured Loans
• NatWest Remortgage
• NatWest Equity Release

Consider the variety of home loan options at your disposal and decide which aligns best with your unique requirements.

• Rates: Delve into your options: a fixed-rate mortgage for steadfast predictability or a tracker mortgage for potential savings. Assess your financial situation and risk tolerance to make the right choice.
• Fees: Don’t overlook the fine print. Consider all fees attached to your mortgage deal, as they can significantly impact the overall cost. For example, look out for early repayment charges tied to the initial term length.
• Credit rating: Prioritise your credit health. A favourable credit report opens doors to better rates and deals. Take proactive steps, such as electoral roll registration, to bolster your rating.
• Shop around: Cast your net wide. Explore the entire mortgage market to uncover deals tailored to your needs, particularly for bad credit cases or over 60s. We’re here to assist with our comprehensive mortgage comparison service, whether you’re buying or remortgaging.

See the below mortgage product repayment examples offered by UK Property Finance and see how our repayment compares to those similar products of NatWest.

Independent remortgage advice

As an independent broker with no specific brand ties or affiliations you can count on our honest and objective advice. Whether you’ve decided to go ahead with a remortgage or you’re simply considering available options, we’re standing by with the support you need to make the right decision.

Our loan comparison services

Compare Bridging Loans | Compare Secured Loans | Compare Mortgages | Compare Remortgages | Compare Equity Release