NatWest Remortgage Calculator

To get the best rate on a remortgage product compared to NatWest, simply fill in the calculator below and a member of our team will be in touch to discuss best rates and options.

Establish your eligibility without risking your credit status before taking your pick of competitive remortgage deals available. Use the form above, call UK Property Finance anytime for more information or drop us an e-mail, and we’ll get back to you as soon as possible.

Explore NatWest mortgage offers

NatWest, one of the UK’s largest and most popular financial institutions, is a member of the Royal Bank of Scotland Group. They were credited with the introduction of some of the most important innovations of modern banking such as telephone banking.

NatWest remortgage deals are available for existing customers and new applicants. The NatWest remortgage process is kept relatively simple and straightforward with interest rates and borrowing costs varying from one applicant and remortgage type to the next. Occasional incentives are available for new and existing customers, such as a free NatWest remortgage valuation and a prize draw with a £10,000 cash prize available. All remortgage loans are issued subject to heavy credit checks and financial status checks.

NatWest, also known as National Westminster Bank, presents a diverse array of mortgage options tailored to your needs. Whether you’re a first-time buyer, a seasoned home mover, a shrewd remortgager, or a savvy buy-to-let investor, NatWest has you covered. Choose from fixed-rate, standard variable-rate, tracker, and offset mortgages, alongside specialized interest-only and buy-to-let options. Plus, simplify your financial strategy with NatWest’s remortgaging solutions.

A diverse mortgage portfolio from NatWest

Already a proud owner of a residential mortgage with NatWest? Unlock the potential to enhance your home by borrowing more against your existing mortgage.

But wait, there’s more! NatWest goes beyond mortgages, offering a suite of financial products including bank accounts, savings accounts, loans, investments, and beyond.

Rest assured, National Westminster Bank Plc operates under the watchful eye of the Prudential Regulation Authority and the Financial Conduct Authority, ensuring your peace of mind.

  • Unlock Your Dream Home with 95% Mortgages: For aspiring homeowners, NatWest extends a helping hand with 95% mortgages, enabling first-time buyers to step onto the property ladder with just a 5% deposit.
  • Seamless transitions with portable mortgages: Transitioning to a new abode? NatWest simplifies the process with portable mortgage deals, catering to both existing and new customers alike.
  • Revamp Your Mortgage with Remortgaging: Elevate your mortgage experience with NatWest’s remortgaging options. Existing NatWest customers can seamlessly transition to a new rate, while those currently with another lender can effortlessly switch to NatWest.
  • Maximise Returns with Buy-to-Let Mortgages: For savvy investors, NatWest offers buy-to-let mortgages featuring ‘capital and interest’ or interest-only repayment options, available on both fixed-rate and tracker deals.

Beyond the High Street

Before applying for a NatWest remortgage we strongly suggest comparing the UK mortgage market first. Depending on your requirement and current financial situation you may find that the ideal remortgage package can be found beyond the usual High Street giants. NatWest offers an extensive range of flexible and competitive remortgages, but they may not necessarily be the best remortgage deal for you.

NatWest remortgage deals are available for existing customers and new applicants. The NatWest remortgage process is kept relatively simple and straightforward with interest rates and borrowing costs varying from one applicant and remortgage type to the next. Occasional incentives are available for new and existing customers, such as a free NatWest remortgage valuation and a prize draw with a £10,000 cash prize available. All remortgage loans are issued subject to heavy credit checks and financial status checks.

Getting the best deals

Consider the variety of home loan options at your disposal and decide which aligns best with your unique requirements.

  • Rates: Delve into your options: a fixed-rate mortgage for steadfast predictability or a tracker mortgage for potential savings. Assess your financial situation and risk tolerance to make the right choice.
  • Fees: Don’t overlook the fine print. Consider all fees attached to your mortgage deal, as they can significantly impact the overall cost. Be wary of early repayment charges tied to the initial term length.
  • Credit rating: Prioritise your credit health. A favourable credit report opens doors to better rates and deals. Take proactive steps, such as electoral roll registration, to bolster your rating.
  • Shop around: Cast your net wide. Explore the entire mortgage market to uncover deals tailored to your needs. We’re here to assist with our comprehensive mortgage comparison service, whether you’re buying or remortgaging.

See the below mortgage product repayment examples offered by UK Property Finance and see how our repayment compares to those similar products of NatWest.

Remortgage Buy to Let Let to Buy
Property Value: £350,000 Property Value: £350,000 Property Value: £350,000
Interest Rate: 4.09% Interest Rate: 3.69% Interest Rate: 4.29%
Term (Years): 25 Term (Years): 25 Term (Years): 25
Down Payment: 15% Down Payment: 15% Down Payment: 15%
Your Deposit: £52,500 Your Deposit: £52,500 Your Deposit: £52,500
Mortgage Loan: £297,500 Mortgage Loan: £297,500 Mortgage Loan: £297,500
Monthly Payment: £1,585 Monthly Payment: £1,520 Monthly Payment: £1,618
Commercial Subprime Equity Release
Property Value: £350,000 Property Value: £350,000 Property Value: £350,000
Interest Rate: 7.99% Interest Rate: 5.25% Interest Rate: 5.74%
Term (Years): 25 Term (Years): 25 Term (Years): 25
Down Payment: 15% Down Payment: 15% Down Payment: 15%
Your Deposit: £52,500 Your Deposit: £52,500 Your Deposit: £52,500
Mortgage Loan: £297,500 Mortgage Loan: £297,500 Mortgage Loan: £297,500
Monthly Payment: £2,294 Monthly Payment: £1,783 Monthly Payment: £1,870

Independent remortgage advice

As an independent broker with no specific brand ties or affiliations you can count on our honest and objective advice. Whether you’ve decided to go ahead with a remortgage or you’re simply considering available options, we’re standing by with the support you need to make the right decision.

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