Santander Remortgage Calculator

We will conduct an intensive market comparison on your behalf and find the best deal remortgage product compared to that of Santander to suit your requirements and your budget. Please fill in below to get started.

From start to finish we’ll provide the expert support and consultancy you need to simplify your remortgage application and gain access to an unbeatable deal. Contact a member of the team at UK Property Finance anytime for more information.

Santander mortgage products

Formerly Sovereign Bank the Santander Bank is one of the largest and most successful financial institutions in the world. To date Santander has opened an impressive 14,680 branches worldwide providing a wide range of services for millions of customers. Becoming a popular lender for property improvements and relocation Santander remortgage rates can be extremely competitive. When getting a remortgage with Santander, there are often additional incentives.

Whether you’re a first-time buyer or looking to remortgage, Santander offers a wide range of mortgage products to help you find your perfect home loan, including:

  • First-time Buyer Mortgages: These cater to those purchasing their first property. Santander offers options with a smaller deposit (up to 95% LTV) to help first-time buyers get on the property ladder.
  • Home Mover Mortgages: Designed for people looking to move to a new home, Santander’s home mover mortgages can also be for up to 95% LTV.
  • Remortgages: If you’re looking to switch your existing mortgage to a better deal, Santander offers remortgage products up to 90% LTV.
  • Buy-to-Let Mortgages: For those considering buying a property as an investment, Santander has buy-to-let mortgages up to 80% LTV.

Santander also offers some niche mortgage products, including:

  • Shared Ownership Mortgages: These allow you to buy a share of a property and pay rent on the remaining portion.
  • Interest-Only Mortgages: With these, you only pay the interest on the loan, not the capital. This can be risky, as you’ll still owe the original amount borrowed at the end of the mortgage term.
  • Right to Buy Mortgages: These help tenants purchase the council or housing association property they live in.
  • Let-to-Buy Mortgages: A type of mortgage for people who want to buy a new home before selling their existing one.
  • Tracker Mortgages: Santander offers both fixed-rate mortgages, where the interest rate stays the same for a set period, and tracker mortgages, where the interest rate follows the Bank of England base rate.
  • Later Life (Equity) Mortgages: Santander offers later life mortgages for people aged 55 or over. These can be used to pay off an existing mortgage or release equity from your home.

Look further than the high street

A remortgage with Santander can be ideal for raising funds for a variety of property improvement projects. It can also be a great way of gaining access to a competitive deal on your current mortgage.

We provide Santander comparison calculators to see what type of product works best for you and to provide more competitive lending rates than Santander.

It’s important to consider every available option prior to signing up for a Santander remortgage as some of the best deals available on flexible remortgage packages can only be found beyond the usual High Street names.

Remortgage Calculator

See the below mortgage product repayment examples offered by UK Property Finance and see how our repayment compares to those similar products of Santander.

Remortgage Buy to Let Let to Buy
Property Value: £350,000 Property Value: £350,000 Property Value: £350,000
Interest Rate: 4.09% Interest Rate: 3.69% Interest Rate: 4.29%
Term (Years): 25 Term (Years): 25 Term (Years): 25
Down Payment: 15% Down Payment: 15% Down Payment: 15%
Your Deposit: £52,500 Your Deposit: £52,500 Your Deposit: £52,500
Mortgage Loan: £297,500 Mortgage Loan: £297,500 Mortgage Loan: £297,500
Monthly Payment: £1,585 Monthly Payment: £1,520 Monthly Payment: £1,618
Commercial Subprime Equity Release
Property Value: £350,000 Property Value: £350,000 Property Value: £350,000
Interest Rate: 7.99% Interest Rate: 5.25% Interest Rate: 5.74%
Term (Years): 25 Term (Years): 25 Term (Years): 25
Down Payment: 15% Down Payment: 15% Down Payment: 15%
Your Deposit: £52,500 Your Deposit: £52,500 Your Deposit: £52,500
Mortgage Loan: £297,500 Mortgage Loan: £297,500 Mortgage Loan: £297,500
Monthly Payment: £2,294 Monthly Payment: £1,783 Monthly Payment: £1,870

This is where our whole-of-market mortgage comparison service can help. Rather than limiting your search to just a few mainstream options, we strongly recommend comparing the market in full. UK Property Finance provides a complete range of independent brokerage services of the highest quality. 

Independent, objective financial support

As a 100% independent service provider you can count on UK Property Finance to be honest, objective and impartial at all times. If a competitive Santander remortgage suits your requirements, we’ll make the necessary arrangements on your behalf. If there’s a better deal available from an independent specialist, we’ll assist you with every step of the application process. You can even use our exclusive remortgage calculator to compared remortgage rates to Santander and ensure you get the best possible deal.

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