At UK Property Finance, nothing makes us prouder than knowing the services we provide are appreciated by our customers. That is why we are delighted to announce that UK Property Finance has been long-listed for the 2021 Specialist Finance Introducer Awards, one of the year’s highest-profile events for the sector.

UK Property Finance Ltd. has been nominated for five separate awards in the following categories:

• Best Broker: Bridging
• Best Broker: Commercial
• Best Broker: Development Finance
• Best Broker: Secured Loans
• Specialist Finance Broker of the Year

The Specialist Finance Introducer Awards are arranged each year by Mortgage Introducer with its sister publication, Specialist Finance Introducer. The awards are held to reward “excellence and thought leadership” in the field of specialist finance, recognising the market’s most innovative service providers who go the extra mile for their clients.

Only four companies from each category will make it through to the final round of voting, so we welcome the support of anyone UK Property Finance has worked with over the years.

Vote now and help us reach the next stage of the SFI Awards!

Specialist Finance Introducer Awards 2021 timeline

“Following on from our previous stellar events, the Specialist Finance Introducer Awards are returning for a sixth successive year. Brought to you by the team behind Mortgage Introducer, the awards celebrate all that is great in the specialist sector.”

“The Awards recognise, reward, and celebrate the best and brightest of the UK Specialist Finance sector: individuals and businesses who are pushing boundaries, breaking down barriers, and resetting the dial with innovation and professionalism.” SFI Awards 2021

Longlist nominations closed on April 1, and the deadline for votes on the final shortlist is May 14. The winners from each of the categories will subsequently be announced at the awards ceremony on June 24, which will take place online for health and safety reasons.

Once again, we are delighted to be in the running for five awards at SFI 2021 and welcome the support of anyone who would like to see UK Property Finance reach the next round of voting.

A big thank you to all of our clients and customers for supporting UK Property Finance over the years!

UK Property Finance offers our best Black Friday deal ever!

At UK Property Finance, we are offering our customers £500 cashback for all new applications submitted between November 29 and December 6.

Please quote “Black Friday” to our advisors when discussing any new inquiries.

Enquire now to ensure you don’t miss out on earning £500 cashback.

At UK Property Finance, we’re always proud to share our success stories with the world. Having recently assisted two more clients with what seemed like difficult tasks, we’ve once again demonstrated our capacity to perform when put to the test.

Along with a cost-effective remortgage in just 9 days for one client, we successfully organised two main-stream mortgages for an experienced investor with complicated requirements.

Here’s how the team at UK Property Finance handled these challenging cases:

Case 1: Scott—9-Day Remortgage

Our Northern Irish clients were looking to urgently raise funds by way of a first-charge mortgage on their unencumbered main residence to consolidate historic gambling debts, repay expensive payday loans, and carry out some major upgrading works inside the home.

Both clients were self-employed and had an adverse credit history. UK Property Finance was able to clearly relay the client’s circumstances and source the most competitive fixed-rate deal in the market that met their needs and preferences. They were also able to use the lender’s solicitors at no cost to them.

Our UK-wide document collection company met with our clients on the same day as initial contact, and all required information was immediately gathered from the client at the start of the application process. This meant that once the application was submitted, UK Property Finance was able to process the application immediately, and completion took place nine days after initial contact with minimal further involvement from our clients.

Case 2: Levy: two mortgages to purchase a new investment property

Our client was looking to purchase a buy-to-let (BTL) property, which they intended to convert to a house of multiple occupancy (HMO) to increase the value and potential rental yield. They had a small amount in savings and wanted a mortgage for the remainder of the purchase price. However, due to the condition of the property, they were not able to raise all they needed to borrow by way of a first-charge mortgage on the property to be purchased.

Luckily for our clients, they had an unencumbered residential property they were willing to use to raise the extra funds. UK Property Finance were able to remortgage their residential property to raise capital towards the purchase, with the remainder coming from a mortgage on the purchase property.

We were able to obtain a mainstream deal for our client by utilising our excellent lender relationships and by clearly explaining to the lender the nature and timeframe involved in the work needed to finish the HMO conversion. The lender, as such, provided our client with a mainstream BTL product.

Due to our streamlined processing route, UK Property Finance was able to process the cases quickly and efficiently and negotiate with the client’s solicitors in order to ensure that both mortgages were completed simultaneously. The client now has a further investment property added to his portfolio.

Ask the experts…

At UK Property Finance, challenging cases and urgent financial requirements are our forte. Whatever your requirements, however many times you’ve been turned down elsewhere, we’ll help you access the finance you need at a price you can afford. Contact a member of the team at UK Property Finance anytime for more information.

UK Property Finance embraces the continued use of new technology for an improved customer service experience.

One of the UK’s leading providers of intelligently sourced, independent property finance solutions has voiced an opinion of concern against rival firms seeking to actively shun the introduction and development of new, automated services that have been designed and implemented to provide a much improved and significantly more streamlined customer service experience. Unlike many of their competitors, the team at UK Property Finance believes that the automation of various services should be embraced and not avoided entirely in order to maintain a supposedly more human and direct relationship with their customers.

On the contrary, rather than seeing automation as something that dehumanises the relationship between service provider and client, the team at UK Property Finance instead recognises the immense and numerous benefits that technology can provide in terms of speeding things up and simplifying many procedures for customers, and this has led to an increased investment into automated and semi-automated solutions that are aimed at improving services and overall satisfaction across the board.

Much-needed progress

“Rather than viewing developments like robo-advice as a threat, advisors should look at how new technology can help them stay one step ahead of the competition. Above all else, brokers must ensure that they are using every tool available to provide a modern, holistic service that meets the requirements of their customers throughout all aspects of the market, whether that be for mortgages, re-mortgages, second charges, or buy-to-let products.” L&G Mortgage Club director Jeremy Duncombe

With these precise sentiments in mind, UK Property Finance has invested a significant amount of time and money into a growing number of technological resources that enable customers to find and retrieve as much information as possible, quickly and efficiently, without ever having to speak to an advisor directly. Of course, the service is not completely automated, and help is always available whenever one-to-one advice is required, with the main emphasis based on providing quick and easy tools that are designed to augment the quality of customer service and not dispose of it entirely, as some rival brokers would have you believe.

A basic example of the use of technology to speed things up for customers would be the introduction of the online bridging loan calculator. One of the first tools of its kind, the UK Property Finance bridging loan calculator, was designed from the ground up to provide quick and easy access to the basic cost of borrowing and the associated fees and rates when this is the only information a client is interested in. Instead of spending a considerable amount of time on the telephone chatting with an advisor or organising a face-to-face meeting, a customer can obtain all the data they need using a simple on-screen app that tells them everything they need to know in order to make a genuinely informed decision.

Full commitment to customer service

“At UK Property Finance, we place the needs of our clients much higher than those of our own. In an industry where many of our competitors view computerization and technological breakthroughs as more of a hindrance than a stepping stone, we take the opposite view. Although it is true to say that some technologies do seem to be aimed at removing the need for human interaction altogether, there are many advantages to be gained when these new advancements are used in the correct context. In short, if it benefits the client, then we feel that this is something that should be embraced and not feared.”

The team at UK Property Finance provides a unique service package that remains completely focused on the needs of the client at all times. Instead of concentrating on increased sales and marketing, a much greater level of emphasis is placed on delivering the most appropriate financing product with the lowest available rates. From start to finish, the entire process of applying for a bridging loan or similar property finance solution is kept as simple, stress-free, and convenient as possible.

 

This year, the UK Property Finance team has nearly doubled in size. It was great for the whole team to get together to enjoy some festive spirit and laughter at this year’s Christmas party. Everyone from the team joined us, including our business development managers, processing team, internal sales, and marketing gurus. Thankfully, we know more about property finance than we do in music quizzes, as we failed miserably. Luckily, we are all still a very close team and look forward to another year in the finance sector, where we will no doubt expand further.

UK Property Finance would like to take this opportunity to wish everybody a Merry Christmas and a Happy New Year. We look forward to building new business relationships in the new year and also expanding our existing business relationships with lenders.