★★★★★
UK Property Finance

Top-Pick Property Hotspots for 2021: Where Have House Prices Risen the Most?

by | Dec 16, 2020 | Other Finance News

To say that 2020 has been quite an unusual year for the UK property market would be a major understatement. With the fallout of the COVID-19 crisis expected to linger for some time, real estate experts are predicting similarly turbulent conditions throughout much of 2021.

Uncertainty and economic turmoil have, however, had little impact on the appeal of some of the UK’s most desirable places to live. Looking ahead into 2021 and beyond, there are several towns and cities where property prices are predicted to continue accelerating wildly.

The most lucrative places to live or own

According to the latest figures published by Ocean Finance, house price growth over the past two decades in some of England’s key towns and cities has been astonishing.

Right at the top of the table comes Manchester, with a whopping 143% average property price increase since 2000. This means that a property purchased for around £74,000 20 years ago would now be worth almost £180,000—an enormous profit for those who invested at the right time.

Leicester followed in a close second position, having achieved an impressive 132% average property price growth in two decades. Those who bought in 2000 and sold in 2021 could be looking at average profits in the region of £155,000.

Bristol came in third, achieving 122% average property price growth from £137,742 to £291,839. That’s a huge profit of more than £150,000 on the table for those who sell in 2021.

Unsurprisingly, the vast majority of people who purchased properties in London 20 years ago could make an absolutely enormous profit by selling now. On average, a £360,000 property in London would sell for approximately £785,000 today—an increase of 116%.

Surprisingly, strong performance was noted in Kingston-Upon-Hull, where average property prices have increased by 112% over the past 20 years. In monetary terms, this amounts to an average profit of around £60,000 for those who purchased two decades ago and intend to sell on today’s market.

Cambridge didn’t trail too far behind with its own 101% average house price increase over the same two-decade period. Average house prices in Cambridge have risen from £224,000 to an astonishing £450,000, amounting to a generous profit of around £226,000.

Property prices in Brighton have also increased exponentially over the years; today’s average asking price is around £372,000, compared to just £187,000 20 years ago.

Homeowners in Derby who purchased properties in 2000 would have been looking at an average cost of just under £83,000—their homes are subsequently worth an average of £162,000 today, an average increase of 96%.

Last but not least, Coventry has performed similarly well since 2000, having achieved an average property price increase of 95%. This means that a £97,000 property picked up 20 years ago would now sell for around £190,000, pocketing you an impressive profit in the process!

Recent Posts

What is the Normal Completion Time for a House Sale, and Can Bridging Finance Speed It Up?

When buying or selling a property, one of the key milestones is the completion date, the day when the sale is finalised and ownership is transferred. However, many people are unsure about the typical completion time for a house sale and how they can potentially speed...

UK House Prices Rise to a New All-Time High as Mortgage Rates Fall

The average London price increased 3.5% to £543,308, its highest since November 2022, when it was £545,568. Falling mortgage rates have driven house prices to a new all-time high, according to fresh data from big lender Halifax released today. The average price of a...

House Prices to Rise in 2025 as Buyers Could Get Bigger Mortgages

One mortgage provider predicts that house prices might climb dramatically next year since declining interest rates will increase buyers' borrowing capacity. Based on latest data from the Office for National Statistics, MPowered Mortgages projects a significant...

NatWest Increases Rates, Surpassing a Key Benchmark

The news arrives as average rates for two- and five-year mortgages begin to rise. For the first time in three months, the average rates for the two most popular loan terms have gone up. The average rate for a two-year mortgage increased from 5.36% to 5.37% since last...

Top Questions to Ask Your Bridging Loan Lender Before Signing the Deal

Bridging loans provide fast access to funds when you’re purchasing a property, making renovations, or managing short-term cash flow issues. Before committing to one, it’s crucial to understand exactly what you’re signing up for. To ensure you make a well-informed...

Martin Lewis: A Trusted Financial Voice, But It Takes a Toll

Martin Lewis is dedicated to empowering people to take control of their finances and make their money work harder. Unlike many financial experts, he avoids assuming his audience has extensive financial knowledge. Instead, he communicates in clear, simple terms and...

Where to Find Bridging Loan Advice Online

When it comes to financing property purchases, bridging loans can be a valuable solution. Whether you’re buying a new home before selling your old one or need quick access to funds for an investment property, bridging loans offer short-term financial help. But knowing...

Homebuyers Feel The Property Market is Too Competitive.

According to Market Financial Solutions’ latest research, people who are looking to purchase homes are urging the government to take action on the highly competitive and stressful nature of the UK housing market. The speciality lender commissioned an independent poll...

Mortgage Update: Changes at Halifax and Lloyds – A Warning from Money Saving Expert

Several major banks have recently updated their mortgage policies. Martin Lewis’s Money Saving Expert team has highlighted a crucial change for Halifax and Lloyds borrowers. These banks now allow customers to lock in a new mortgage rate only four months before their...

Mortgage Rate Cuts Signal a New Era for Borrowers

This week, major lenders like NatWest, HSBC, and Barclays have lowered their mortgage rates, with Coventry Building Society and Halifax joining in with similar reductions. Halifax also announced increased borrowing limits for first-time buyers. These rate cuts are...

Categories