International Mortgages

Welcome to UK Property Finance, your trusted partner for financial solutions. For foreign nationals and UK expats looking to secure a mortgage product or get a hold of short-term finance, we offer a tailored and personalised service.

Throughout our many years of brokerage and advising, we have built up a wealth of knowledge and expertise of all mortgage offerings on the market and are best placed to source and point you towards the right product to suit your circumstance.

Looking for financing options for residential or investment property in the UK? At UK Property Finance we offer flexible financing solutions that range from £100,000 to £25,000,000, with market-leading interest rates and loan-to-value options of up to 75% for residential properties and 75% for Buy-to-Let properties.

UK Property Finance understands that time is of the essence, which is exactly why we offer bridging finance deals for expats who need to move fast to secure a property. Interest only and capital repayment options are available.

We pride ourselves on offering quick pre-approval terms within 24 hours and our financing solutions cater to clients with complex income streams, as well as expatriate UK nationals employed or working overseas and investing in the UK, or with families staying in the UK.

Our rate options for returning UK expats and mortgage finance options for British citizens and foreign nationals working in the UK who are paid in a foreign currency offer even more flexibility. And if you’re a British citizen employed as yacht crew or a seafarer, we’ve got you covered too with our mortgage finance options on UK properties.

Our financing options aren’t limited to UK citizens. Our expansive range of products and expertise of the lending market puts us in pole position to be able to help non-UK residents that want to buy domestic or commercial property in the UK.

So why wait? We are waiting to take your call to discuss how we may be of service.

International Mortgage Service for Purchasing UK Property

Are you thinking about purchasing a property in the UK? It’s not always easy to refinance your home or find the best rates at the time, when living outside the country. The options are vast and understanding the process of how this affects you with your living situation can be difficult to get your head around.

The lending requirements for UK property financing can differ depending on your place of residence, proof of income, visa status, currency and exchange rates. This can result in fewer lenders in the market and stricter lending deals.

This is where UK Property Finance steps in. Through our long association with the major lenders and private funding streams, we are confident in finding a solution that works for you. When simply explaining the process or taking on the whole application process, we can offer the level of service you would expect when dealing with such a complex scenario.

Whether you want to buy a home for generating income in rental payments, flip-and-sell property or simple refinance the terms of your current properties that you own, we can help in either of these aspects. Let us put your mind at ease knowing you have the best deal available in the UK.

Countries our expat clients are based:

  • Austria
  • Denmark
  • France
  • Germany
  • Guernsey
  • Iceland
  • Ireland
  • Isle of Man
  • Italy
  • Jersey
  • Netherlands
  • Spain
  • Sweden
  • Switzerland
  • Turkey

Yacht Crew and Seafarers

Are you a yacht crew or seafarer looking for a UK mortgage? Don’t settle for expatriate terms without exploring the possibility of qualifying for more attractive domestic lending interest rates. Our team can advise you on the special tax status for international seafarers with British citizenship, ensuring you secure the most advantageous financing terms.

HNW, NON-DOM and Offshore

If you’re a high-income UK citizen, non-domiciled in the UK for tax purposes, with a complicated income stream or utilising an offshore ownership vehicle for your property holdings, our team can help you set up financing in a way that suits your unique circumstances.

Property Finance in The UK For Non-UK Nationals

UK Property Finance also specialise in property finance for non-UK nationals seeking to invest in UK property. Our established relationships with private banks and specialist lenders allow us to secure the lending you require, tailored to your specific requirements.

Investing in Europe

If you’re a British citizen or foreign national seeking to invest in high-value properties in the French Alps, on the Costa del Sol, or Portugal, our team can help you secure the financing you need.