Getting a foot on the UK’s property ladder has become borderline impossible for an entire generation of renters. Skyrocketing house prices combined with an unprecedented cost-of-living crisis have forced many to abandon their dreams of homeownership entirely. Consequently, a study conducted by Ocasa indicates that more UK residents than ever before are viewing long-term private […] →Read more
Planning a memorable wedding is not for the faint-hearted. Both in terms of the logistics involved and the costs, it can be a surprisingly time-consuming and complex endeavour. According to the latest National Wedding Survey (conducted by Hitched.co.uk), the average cost of a wedding in 2021 was £17,300. This marks a dramatic increase from the […] →Read more
It’s no secret that times are hard for millions of UK residents, with the cost of living escalating at a speed not seen since the big recession back in 2008 and with the cost of mortgages constantly on the rise, affordability for new buyers is becoming increasingly out of reach with many not having enough […] →Read more
Development Finance is an ideal solution for developers and property investors looking to fund the construction or refurbishment of their properties using short term funding solutions. When looking at funding for your development project it is imperative that you familiarise yourself with all the options available so that you can make an informed decision. What […] →Read more
Research suggests that most UK households are concerned about climate change, and believe that steps need to be taken to safeguard the environment for future generations. A recent study conducted by the Office for National Statistics found that three in four (76%) Brits believe that climate change is a pressing issue that should be prioritised. […] →Read more
When borrowing funds, it is common for prospective lenders to assess one’s financial assets and liabilities before dispatching money. Lenders evaluate your financial situation to determine your creditworthiness and reliability when paying off your loan on time. Responsible lending is the process that helps lenders to assess your ability to undertake a loan and make […] →Read more
The general picture for mortgage payers across the UK is becoming increasingly bleak. At no time since the historic recession of 2008 have more households struggled to keep up with their mortgage repayments. As the living-cost crisis continues to escalate, things are only likely to worsen before showing any signs of improvement. New figures from […] →Read more
According to a report by Nationwide, property price inflation is currently stuck in double digits, but it is predicted that we will soon see a slowdown in the market. The average home price has dropped from a growth of 12.1% in April to 11.2% in May. The current average property price sits at £269,914, equating […] →Read more
Each development finance product is unique – a bespoke agreement reached between the issuer and the borrower. There are various different types of development finance that can be issued, each targeting different kinds of developments and fulfilling developers’ individual requirements. But what remains consistent with all types of development finance is the importance of submitting […] →Read more
When the stamp duty holiday came to an end, millions of movers and first-time buyers once again found themselves facing painful levies on already elevated home purchase costs. In the UK, stamp duty land tax (SDTL) is payable upon the purchase of a home, calculated in accordance with the value of the property. In England […] →Read more
Research suggests that more established landlords than ever before are opening limited companies to benefit from tax incentives when purchasing BTL homes and running their private lettings businesses. Elsewhere, some polls have indicated that economic pressures on the BTL landlord community are prompting many to consider liquidating their portfolios and exiting the market entirely. All […] →Read more
As part of his pledge to put an end to the UK’s escalating housing crisis, Boris Johnson has laid out plans to introduce a new take on the Right to Buy initiative. Initially devised by Margaret Thatcher, the Right to Buy scheme gave millions of council house tenants across England the legal right to purchase […] →Read more
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