A statement from the NRLA (National Residents Landlords Association) has been published, highlighting the lack of government action to address the increasing COVID-19 rental debt for private landlords and renters across the nation. With the end of furlough and the...
Thousands of private landlords across the UK were the silent victims of COVID-19’s economic impact on the country. With millions suddenly facing the prospect of not being able to pay their rent, landlords found their income severely or completely drying up....
The gradual phasing out of the government’s temporary stamp duty holiday began on July 1. Following a period during which transactions valued at £500,000 or less were exempt from stamp duty liability, this threshold was cut in half to £250,000. From July 1 to...
Self-employed workers have always been given the short end of the stick where mortgages are concerned. For the UK’s approximately 4.3 million self-employed workers, getting on the housing ladder can be a challenge. Major banks and high-street lenders in particular...
Nowhere is the pandemic price boom more evident than in some of the UK’s most picturesque and desirable rural locations. A recent BBC expose examined the effects of the pandemic on the Yorkshire Dales housing market, where desirable properties continue to attract...
Reports from Westminster suggest that an overhaul of planning laws to speed up the construction of new homes in England is set to be abandoned by the government. In the face of strong criticism from a number of influential figures, the “Project Speed” reforms could...
One of the most important forms of financial evidence required for a mortgage application is the bank statement. As part of the application process, it has been a standard requirement to provide at least three months’ worth of bank statements for the lender to...
As demand for desirable properties continues to outstrip supply in all regions of the UK, mortgage processing times have been increasing for several months. According to the latest figures from Property Mark, a leading UK estate agency body, the average property...
