NatWest Mortgage Calculator

UK Property Finance is a Whole of Market mortgage provider with access to many products and lenders to provide comparable and often favorable mortgages compared to NatWest.

Obtaining a mortgage from NatWest can often be a lengthy and complicated process. With so many NatWest mortgage options and products to choose from, how can you be sure to get the right product or the best deal for your affordability? Take the time, hassle, and stress out of the mortgage approval processes, and let us do the leg work for you. Compare NatWest mortgages to the mortgage rates offered by UK Property Finance, and see how much better off you could be.

Specialists in personal banking, private banking, and advanced commercial banking, NatWest currently serves more than 14 million customers across England and Wales. Also known as the National Westminster Bank, NatWest was founded in 1968 by the merger of the National Provincial Bank and the Westminster Bank. Today, NatWest is part of the Royal Bank of Scotland Group.

Mortgage loans available from NatWest include:

NatWest was also one of the first banks in the world to offer a 100% paper-free mortgage application service. From start to finish, the entire mortgage application and underwriting process can be handled digitally. This is a fast, convenient, and eco-friendly alternative to traditional mortgage applications.

We provide NatWest comparison calculators to see what type of product works best for you and to provide more competitive lending rates than NatWest.

Right to buy mortgage comparisons

Through our extensive network of specialist lending partners, we offer access to exclusive Right to Buy mortgage deals you will not find elsewhere. As established Right to Buy specialists, we can also provide the advice and support you need to ensure a successful application. You may be eligible for a substantial discount on your council home or housing association property simply by meeting the minimum length-of-tenancy requirements.

If you’d like to learn more or are ready to get your Right to Buy mortgage application underway, we are standing by to take your call.

Let to buy or buy to let?

Interested in letting out your current home and purchasing a second property? Looking to capitalise on the UK’s booming private property rentals market? At UK Property Finance, we can provide the support you need to find your ideal let-to-buy mortgage or buy-to-let loan.

Whether you are ready to start your application or in need of help choosing from the options available, we are standing by to take your call. Our experience in both let-to-buy and buy-to-let mortgages is unrivalled. As is our extensive network of established lending partners across the UK. Use our online buy-to-let mortgage calculator for an overview of the options available, or book your free consultation with UK Property Finance today.

Calculating your requirements

Speaking of fast and convenience, the quickest and easiest way to explore the available options and mortgage rates is to use our exclusive online mortgage calculator. Simply enter a few basic details and get a broad overview of what’s on offer in seconds. It’s worth remembering that factors like the length of the loan and the size of the deposit you offer will have an impact on overall borrowing costs, as will your financial status and credit history, which banks like NatWest use to determine eligibility.

See the below mortgage product repayment examples offered by UK Property Finance and see how our repayment compares to those similar products of NatWest.

Buy to Let Let to Buy First Time Buyer
Property Value: £350,000 Property Value: £350,000 Property Value: £350,000
Interest Rate: 3.69% Interest Rate: 4.29% Interest Rate: 4.09%
Term (Years): 25 Term (Years): 25 Term (Years): 25
Down Payment: 15% Down Payment: 15% Down Payment: 15%
Your Deposit: £52,500 Your Deposit: £52,500 Your Deposit: £52,500
Mortgage Loan: £297,500 Mortgage Loan: £297,500 Mortgage Loan: £297,500
Monthly Payment: £1,520 Monthly Payment: £1,618 Monthly Payment: £1,585
Commercial Subprime Equity Release
Property Value: £350,000 Property Value: £350,000 Property Value: £350,000
Interest Rate: 7.99% Interest Rate: 5.25% Interest Rate: 5.74%
Term (Years): 25 Term (Years): 25 Term (Years): 25
Down Payment: 15% Down Payment: 15% Down Payment: 15%
Your Deposit: £52,500 Your Deposit: £52,500 Your Deposit: £52,500
Mortgage Loan: £297,500 Mortgage Loan: £297,500 Mortgage Loan: £297,500
Monthly Payment: £2,294 Monthly Payment: £1,783 Monthly Payment: £1,870

Making sense of the different types of mortgages (tracker, fixed-rate, etc.) can be a little trickier. There is no right or wrong choice, as any type of mortgage can work out cheaper than any other, depending on a variety of circumstances. Hence, it’s a case of carefully considering your budget, your requirements, such as interest rates at the time, and the long-term outlook, in order to choose the best mortgage available. If you’re struggling with any of these issues, we can help.

Independent advice and support

What makes UK Property Finance different? It’s simple: We’re a 100% independent broker, providing access to high-quality, low-cost mortgages from dozens of dynamic lenders. As we’re not directly affiliated with any of the lenders we work with, we’re free to offer honest, impartial, and objective advice at all times. And that’s exactly what we do to help borrowers from all backgrounds find their perfect mortgages.

Our whole-of-market comparison services include major lenders like NatWest and the UK’s more specialist lenders. From first-time buyer mortgages to commercial mortgages to bad-credit mortgages, UK Property Finance has you and your property purchase covered. Call today for more information.

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