Nationwide Remortgage Calculator

We carry out a whole-of-market comparison on your behalf searching high and low to find the best possible honest deal and remortgage rates to that of Nationwide. Get started by filling in the below form.

At UK Property Finance we work with an extensive network of mainstream lenders and independent finance specialists. On your behalf, we’ll consider the latest and most competitive Nationwide remortgage deals and compare mortgage rates with those available from our extensive panel of lending partners across the UK.

Mortgages with Nationwide

Nationwide remains the biggest building society in the world and offers an extensive range of personal and business banking services for most everyday purposes. Whether you’re planning extensive home improvements or simply on the lookout for a better deal, Nationwide offers competitive remortgage deals for new and existing customers.

As one of the UK’s premier building societies, Nationwide presents a plethora of financial solutions designed to fit your needs, all accompanied by unbeatable interest rates. We have a diverse offering with some example products listed below:

• Commercial, residential, and buy-to-let mortgages
• Current and savings accounts
• Credit cards
• Later life and equity release (over 60s only)

Whether you are a first-time buyer or a seasoned property owner seeking to remortgage, Nationwide caters to all. Choose from a range of options, including fixed-rate mortgages extending up to 10 years, base-rate tracker mortgages, and flexible variable rates.

Experience convenience like never before with Nationwide’s online mortgage manager. Seamlessly access your account, handle payments, monitor rate adjustments, and more, all at your fingertips!

How does remortgaging work with Nationwide?

Nationwide lets you remortgage up to 95% loan-to-value (LTV), so long as you are not interested in borrowing more at the same a period of time, don’t have any secured debts, and aren’t presently paying off an additional mortgage. If any of these factors apply to you, the maximum amount you can remortgage is 90%. This is contingent on affordability and eligibility restrictions.

What is Nationwide’s 6-month mortgage rule?

You have the option of simply paying the interest on your mortgage for six months. We’ll compute the amount using your interest rate and balance. Your payments will be fixed at this amount for six months. During this time your mortgage balance will remain constant, meaning you are only paying interest to that point.

Discover Nationwide’s Diverse Mortgage Options:

• First-Time Buyers: Embarking on your homeownership journey? Nationwide rewards your excitement with a £500 cash bonus upon securing your inaugural mortgage. Utilise the Help-to-Buy ISA for potential savings, relish in fixed interest rates, or opt for tracker-rate mortgages with deposits as low as 5%.
• Existing Customers: Already part of the Nationwide family? Seamlessly transition your mortgage deal under certain conditions, such as within 5 months of its expiration or from various existing mortgage types like base, standard, tracker, or fixed-rate. Plus, effortlessly transfer your mortgage to your new abode when you decide to move.
• Remortgage: Unlock the potential to switch your existing mortgage provider to Nationwide and earn an additional £500 cash reward. Take advantage of the higher loan options available and seamlessly transition to new deals as an existing customer upon the culmination of your current agreement.
• Buy-to-Let: Attention, landlords! Nationwide, in collaboration with specialist lender The Mortgage Works, offers lucrative buy-to-let mortgage solutions. Benefit from up to an 80% loan-to-value ratio without any minimum personal income requirements.

Comparing the Market for a deal

The Nationwide remortgage process follows the same basic principles as the standard mortgage application process. While it’s possible for a Nationwide remortgage to open the door to significant savings on a current mortgage deal, the importance of comparing the market in its entirety cannot be overstated. Even where Nationwide remortgage rates appear to be competitive, it’s perfectly possible that a better deal could be found elsewhere.

How to find the best deal

Exploring the plethora of home loan options is your first step towards securing the best deal tailored to your needs.

• Rates: Opt for the peace of mind provided by a fixed-rate mortgage, guaranteeing consistent monthly repayments. Alternatively, delve into the potential savings offered by a tracker mortgage. Align your choice with your financial situation and risk tolerance.
• Fees: Don’t overlook the impact of associated fees, which can significantly inflate the total cost. Additionally, consider the initial term length, as early repayment charges may apply should you opt for an early exit.
• Credit Rating: Prior to a mortgage application, assess your credit report’s health. Your credit score profoundly influences the rates and deals available to you. For bad credit personnel, we suggest you take proactive steps such as electoral roll registration, to enhance your rating.

We provide Nationwide comparison calculators to see what type of product works best for you and to provide more competitive lending rates than Nationwide.

• Nationwide Bridging Loan
• Nationwide Mortgage
• Nationwide Secured Loans
• Nationwide Remortgage
• Nationwide Equity Release

If your ideal remortgage is with Nationwide, we can help you through the application process. If there’s a better deal to be found from an independent lender we’ll ensure you’re set up with a flexible and cost-effective remortgage.

If you’re still considering the available options, we strongly suggest using our exclusive remortgage calculator to see what’s on offer and compare it to Nationwide. Get an idea of the various options and repayment terms available before submitting your application.

See the below mortgage product repayment examples offered by UK Property Finance and see how our repayment compares to those similar products of Nationwide.

Whether ready to go ahead or simply exploring the prospects of a remortgage, we’re standing by to take your call. Contact a member of the team at UK Property Finance for more information. We are open seven days a week, 9am till 9pm, on standby for a no obligation, honest consultation.

Our Loan Comparison Services

Compare Bridging Loans | Compare Secured Loans | Compare Mortgages | Compare Remortgages | Compare Equity Release